COMPARISON

R&D Tax Credit vs. EU Funding – Complete Guide 2026

National R&D tax credit or EU funding like Horizon Europe? Both paths support R&D — with completely different requirements. The comparison.

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25 %
Funding rate
Yes
Combinable
€4.2M
Max. FZulG
15+ Mio. €
Secured Research Allowance
100% Success
Success Rate BSFZ Certificates
< 4 Months
Average Processing Time

Forschungszulage and EU Funding: Two Funding Worlds Compared

German companies investing in research and development face a strategic question: Should you rely on the national Forschungszulage (research tax credit), on EU programs like Horizon Europe or the EIC Accelerator — or on both? The answer is almost always: Use both funding sources. But the differences in eligibility, effort, and success rates are enormous.

This comparison helps you develop the right funding strategy for your company — whether you are an SME, mid-sized enterprise, or large corporation.

National & direct

The Forschungszulage is a national legal entitlement — every R&D-active company receives it.

EU-wide & competitive

EU programs like Horizon Europe award funding in competition with applicants from 27+ countries.

Combinable

Both funding sources can be used in parallel — as long as the same costs are not double-funded.

Key Funding Programs at a Glance

Forschungszulage (FZulG)

Germany’s national R&D tax credit. A legal entitlement for every company in Germany with R&D activities. Up to €4.2M per year based on an assessment base of €12M. No competition, no lottery.

Horizon Europe

The EU’s framework program for research & innovation (2021–2027, budget: €95.5B). Requires transnational consortia from at least 3 EU countries. Success rate: approx. 15%. Funding as non-repayable grants.

EIC Accelerator

For highly innovative SMEs and start-ups. Up to €2.5M grant + up to €15M equity. Single applications possible (no consortium required), but extremely competitive. Success rate: approx. 5–8%.

Eurostars / Eureka

For research-intensive SMEs. Bilateral or multilateral projects with at least one international partner. Funding rates set nationally, in Germany through BMBF.

Forschungszulage vs. EU Funding: Head-to-Head Comparison

Criterion Forschungszulage EU Funding (Horizon Europe)
Access Legal entitlement — no competition Competitive — ~15% success rate
Applicant Single company (solo) Consortium (min. 3 countries)
Funding amount Up to €4.2M/year Project-dependent, often €1–10M
Funding type Tax credit (refundable) Grant (non-repayable)
Application effort Moderate (BSFZ + tax office) Very high (50–100+ page proposal)
Timeline 3–6 months (BSFZ + tax office) 9–18 months (call to approval)
Language German English
Retroactive Yesup to 4 years No — future projects only
Reporting Low (tax office application) Extensive (periodic reports, audits)
Industry openness All industries Topic-specific (calls)
Key takeaway: The Forschungszulage is the “base package” — simple, reliable, every year. EU funding is the “jackpot attempt” — high effort, high sums, but low success rates.

Eligibility Requirements in Detail

Forschungszulage

  • Any company subject to taxation in Germany
  • No industry restrictions
  • No minimum revenue or employee thresholds
  • R&D project must meet three criteria: novelty, technical risk, systematic approach
  • BSFZ certification + tax office application
  • Owner contributions at €100/hour
  • Contract research at 70% eligible

EU Funding (Horizon Europe)

  • Consortium of at least 3 partners from 3 EU countries
  • Project must fit a thematic call
  • High TRL (Technology Readiness Level) often expected
  • Extensive proposal in English (50–100+ pages)
  • Evaluation by external reviewers
  • Success rate: approx. 15% (EIC Accelerator: 5–8%)
  • No legal entitlement — purely competition-based

For companies applying for R&D funding for the first time, the Forschungszulage is the fastest and safest entry point. An experienced consultant can handle the entire process — from the BSFZ application to the tax office submission.

Strengths and Weaknesses of Both Funding Paths

Forschungszulage — Advantages

  • Legal entitlement — no rejection possible
  • Retroactive claims (up to 4 years back)
  • No consortium needed — solo application
  • Low bureaucracy, German-language process
  • Available for loss-making companies (direct payout)
  • Open to all industries — no call topics

Forschungszulage — Limitations

  • Maximum: €4.2M/year (assessment base €12M)
  • Covers only a portion of R&D costs (25–35%)
  • Does not fund equipment or capital investments
  • Only for companies taxable in Germany

EU Funding — Advantages

  • Large funding amounts (sometimes over €10M)
  • 100% grant possible (no repayment)
  • International network through consortia
  • Reputation and visibility as “EU-funded”
  • Access to EU infrastructure and datasets

EU Funding — Disadvantages

  • Extremely low success rate (~15%, EIC: 5–8%)
  • High application effort (months, external consultants)
  • Finding consortium partners is complex and time-consuming
  • Extensive reporting obligations during the project
  • No retroactive applications possible

Combinability: Forschungszulage + EU Funding at the Same Time?

The short answer: Yes — but with one clear restriction. You may not claim the same costs through both the Forschungszulage and an EU program. This would constitute double funding and is explicitly prohibited under § 7 FZulG.

Practical example: A company runs two R&D projects. Project A is funded through Horizon Europe. Project B runs in parallel as a purely internal effort. The personnel costs of Project B can be fully claimed via the Forschungszulage — while Project A is separately funded through the EU grant.

Checklist: How to Correctly Separate Costs

Clearly delineate R&D projects from each other

Maintain time tracking per project and employee

Assign material costs unambiguously to one project

Exclude EU-funded costs from the tax office application

A specialized consultant ensures your funding strategy is compliant and that you don’t leave money on the table. NOVARIS Consulting works on a success-based fee model — no risk for you.

Strategic Recommendation: Who Should Use What?

SME / Start-up

Forschungszulage first. Fast, certain, no consortium needed. Consider the EIC Accelerator as a supplement.

Mid-sized companies

Use both in parallel. Forschungszulage as a reliable baseline, Horizon Europe applications for larger partner projects.

Large corporations

Multi-funding strategy. Forschungszulage for ongoing R&D, EU programs for strategic lighthouse projects.

Our advice: Secure the Forschungszulage first — it’s fast, risk-free, and you’re entitled to it. Only then does it make sense to explore EU programs. The ZIM program can also be a useful complement. Compare all options in our Forschungszulage vs. ZIM comparison.

Timeline: From Idea to Funding

Phase Forschungszulage Horizon Europe
Preparation 2–4 weeks 3–6 months
Application 1–2 weeks (online via BSFZ portal) 4–8 weeks (proposal writing)
Evaluation 6–12 weeks (BSFZ) 3–5 months (peer review)
Approval In the next tax assessment Grant agreement (2–4 months)
Total duration 3–6 months 9–18 months

Frequently Asked Questions: Forschungszulage vs. EU Funding

Yes, both funding instruments are fundamentally combinable. The key rule: The same costs must not be double-funded. If you claim personnel costs through Horizon Europe, you cannot also claim those same hours for the Forschungszulage. Solution: Clearly allocate costs to different projects or time periods.

No. The two funding instruments are complementary. The Forschungszulage is your reliable base instrument (legal entitlement, every year). EU programs offer additional potential for larger, international initiatives. Our recommendation: Start with the Forschungszulage and evaluate EU calls in parallel.

For Horizon Europe, the average success rate is approximately 15%. For the EIC Accelerator, it’s only 5–8%. The Forschungszulage, by contrast, has a success rate of virtually 100% — because it is a legal entitlement. Any company meeting the requirements (novelty, technical risk, systematic approach) receives the credit.

No. The Forschungszulage is a purely national instrument. You apply as a single company on your own. No consortium and no international partner is required. Owner contributions (€100/hour) and contract research (70% eligible) can also be included.

Yes, and this is exactly what we recommend. While EU applications take 9–18 months, you can claim the Forschungszulage retroactively for already completed R&D projects. This secures immediate funding regardless of the EU outcome.

NOVARIS Consulting works on a success-based fee model. You only pay when your Forschungszulage is approved — no risk for you. The initial consultation is free. Schedule your free consultation now →

Sources & legal references

All statements regarding eligible base, funding rates, and application process are based exclusively on the following official legal sources and authority documents. Research date: .

Note: This page does not replace individual tax advice. For a binding assessment of your project, please contact us or your tax advisor.

Since 2021
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Why DIY applications fail

The FZulG application process is technically complex and fraught with pitfalls. BSFZ rejections, incorrect cost allocations, and missed deadlines cost German companies millions in unclaimed funding every year.

~29 %
3–6 Monate
50.000 €+
€ 15 Mio.+secured
25+clients
100 %approval rate
6 JahreFZulG experience

With NOVARIS: 100% approval rate (as of March 2026)

NOVARIS Handles Your Complete R&D Tax Credit Application

From the initial assessment of your R&D projects through BSFZ certification to payout by the tax office – NOVARIS manages the entire process. Success-based and risk-free.

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Max Nodes
Max Nodes
Managing Director & Founder of NOVARIS Consulting. Specialized in German R&D tax credits (FZulG) with a 100% approval rate. Learn more