CALCULATION

R&D Tax Credit Calculation – Complete Guide 2026

How much R&D tax credit can you claim? Calculate your assessment base, apply the funding rate, and see concrete worked examples for your company size.

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25 %
Funding rate
€12M
Assessment base
€4.2M
Max. funding
15+ Mio. €
Secured Research Allowance
100% Success
Success Rate BSFZ Certificates
< 4 Months
Average Processing Time

How the Forschungszulage Is Calculated

The Forschungszulage (R&D tax credit) is determined in three steps: First, collect all eligible R&D costs. Then determine the assessment base (Bemessungsgrundlage, capped at €12 million per fiscal year). Finally, apply the funding rate — 25% for large enterprises, 35% for SMEs.

Step 1

Identify eligible R&D costs: personnel, owner contributions, contract research, materials

Step 2

Calculate the assessment base (capped at €12M per year)

Step 3

Apply the funding rate: 25% (standard) or 35% (SME)

Core formula: Assessment base × funding rate = Forschungszulage. Example: €1,000,000 × 25% = €250,000. For SMEs: €1,000,000 × 35% = €350,000.

Which Costs Count Toward the Assessment Base?

Not every R&D expense qualifies. The Forschungszulagengesetz (FZulG) defines four cost categories that enter the calculation. Prerequisite: expenditures must relate to projects meeting the three R&D criteria — novelty, technical risk, and systematic approach.

Cost Type What Counts Eligible Rate Notes
Personnel costs Gross wages + employer contributions for R&D staff 100% Pro-rated by R&D hours
Owner contributions R&D work by owners / shareholders €100/hr Flat rate, max 40 hrs/week
Contract research R&D outsourced to external providers 70% Only 70% of invoice amount
Material costs Materials, licenses, consumables for R&D 100% Eligible since 2024 amendment

Not eligible: general administrative overhead, building rent, non-project IT costs, and sales/marketing expenses. Accurate time tracking is essential so the tax office can verify R&D allocation.

Calculating the Assessment Base: Step by Step

The assessment base (Bemessungsgrundlage) is the sum of all eligible R&D costs — capped at €12 million per fiscal year. This yields a maximum Forschungszulage of €4.2M (at 35%) or €3M (at 25%).

Item Total Cost R&D Share Factor Eligible
3 R&D engineers (gross + employer) €300,000 80% 100% €240,000
Owner contribution (CEO) 800 hrs 100% €100/hr €80,000
Contract research (ext. lab) €200,000 100% 70% €140,000
R&D materials €40,000 100% 100% €40,000
Assessment Base €500,000

In this example the assessment base is €500,000 — well below the €12M cap. Most mid-sized companies do not exhaust the ceiling. What matters most is capturing all eligible costs completely.

Calculation Examples: SME vs. Large Enterprise

The difference between 25% and 35% is substantial. Here are three concrete scenarios for different company sizes:

Example 1: Small Software Company (SME, 35%)

2 developers (personnel costs) €160,000
Owner contribution founder (600 hrs × €100) €60,000
Assessment base €220,000
Forschungszulage (35%) €77,000

Example 2: Mid-Sized Mechanical Engineering Firm (SME, 35%)

8 R&D employees (personnel costs) €640,000
Owner contribution, 2 shareholders (500 hrs each × €100) €100,000
Contract research university (€300,000 × 70%) €210,000
Material costs (prototype materials) €50,000
Assessment base €1,000,000
Forschungszulage (35%) €350,000

Example 3: Large Enterprise (25%)

25 R&D employees (personnel costs) €2,500,000
Contract research external (€1,500,000 × 70%) €1,050,000
Material costs (laboratory, materials) €450,000
Assessment base €4,000,000
Forschungszulage (25%) €1,000,000
Tip: Use our Forschungszulage calculator to estimate your individual funding amount in seconds. Or let us calculate the optimal strategy in a free initial consultation.

Calculating Owner Contributions (Eigenleistungen)

Shareholders and sole proprietors performing R&D themselves can claim owner contributions at a flat rate of €100 per hour. This applies regardless of actual salary or profit distributions.

Scenario R&D hrs/week Weeks/year Eligible Credit (35%)
Founder, half-time R&D 20 48 €96,000 €33,600
Full-time R&D founder 40 48 €192,000 €67,200
2 shareholders, 30 hrs each 2 × 30 48 €288,000 €100,800

Important: The maximum is 40 hours per week per person. Hours must be documented through proper time tracking. Owner contributions are particularly valuable for founder-led GmbHs and sole proprietorships.

Contract Research: Understanding the 70% Rule

When you outsource R&D to external providers, universities, or research institutes, only 70% of the invoice amount is recognized as assessment base. The rationale: the legislator assumes 30% covers the contractor’s overhead and profit margin.

Contractor Invoice Factor Eligible Credit (25%) Credit (35%)
Engineering firm €100,000 70% €70,000 €17,500 €24,500
Fraunhofer Institute €500,000 70% €350,000 €87,500 €122,500
Software agency €200,000 70% €140,000 €35,000 €49,000

Note: Contract research within the EU/EEA is also eligible. Contracts with providers outside the EEA are not recognized. Ensure the R&D nature is clearly documented in the contract.

Maximum Funding: Up to €4.2 Million per Year

The maximum Forschungszulage is derived from the assessment base (max €12M) multiplied by the funding rate:

Large Enterprise

€12,000,000 × 25% = €3,000,000

SME (35%)

€12,000,000 × 35% = €4,200,000

You can also claim retroactively for up to 4 prior years. That creates a theoretical maximum of 4 × €4.2M = €16.8M for SMEs. The credit is claimed via the tax office application and offset against corporate or income tax — or paid out directly.

5 Common Calculation Mistakes — and How to Avoid Them

1

Claiming contract research at 100%

The most common mistake: including external R&D invoices at full value. Only 70% counts. On a €500,000 contract, miscalculating loses €150,000 of eligible base.

2

Forgetting owner contributions

Managing directors who are shareholders can claim owner contributions at €100/hr. With 800 R&D hours/year, that adds €80,000 to the base — up to €28,000 more credit.

3

Not properly allocating R&D shares

Employees who split time between R&D and other work must be pro-rated. Accurate time tracking is essential — the tax office will not accept rough estimates.

4

Not calculating retroactive years

The Forschungszulage can be claimed retroactively. Many companies only calculate the current year and miss out on multiple annual credits.

5

Not verifying SME status

Companies qualifying as SMEs sometimes calculate with 25% instead of 35%. On a €500,000 base, that means €50,000 less credit.

Frequently Asked Questions About Calculating the Forschungszulage

First, identify your eligible R&D costs: personnel costs, owner contributions (€100/hr), contract research (70%), and material costs. The total is your assessment base (capped at €12M). Multiply by 25% (large enterprise) or 35% (SME). Use our online calculator for a quick estimate.

The assessment base is the sum of all eligible R&D costs per fiscal year. It is capped at €12 million. Even if your R&D costs are €20 million, only €12 million is used for the calculation. The maximum Forschungszulage is therefore €4.2M (SME) or €3M (large enterprise).

The legislator assumes that 30% of the invoice covers the contractor’s overhead and profit margin. Only the pure R&D portion (70%) enters the assessment base. This rule applies regardless of the actual cost breakdown. Learn more: Contract research →

Yes. Managing directors who are shareholders of a GmbH can claim owner contributions at €100/hr, provided they personally perform R&D. Limited partners (KG) and OHG partners are also eligible. Owner contributions are claimed in addition to regular personnel costs.

NOVARIS Consulting works on a success-based fee model. You only pay when your Forschungszulage is approved — zero risk for you. In the free initial consultation, we calculate your potential funding amount. Schedule a free consultation →

Sources & legal references

All statements regarding eligible base, funding rates, and application process are based exclusively on the following official legal sources and authority documents. Research date: .

Note: This page does not replace individual tax advice. For a binding assessment of your project, please contact us or your tax advisor.

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Max Nodes
Max Nodes
Managing Director & Founder of NOVARIS Consulting. Specialized in German R&D tax credits (FZulG) with a 100% approval rate. Learn more